Refinance Comparison Calculator
Your Current Loan
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New Loan
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Not sure on the new rate? Frame Finance can tell you exactly what you qualify for before you commit.
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Refinancing Costs$
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Typical refinance costs are $600–$1,500. Many lenders offer cashback or waive fees — Frame Finance can identify options that minimise your out-of-pocket costs.
Total Interest Saved
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Monthly Repayment Saving
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Annual Saving
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Total Refinancing Costs
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Current Repayment
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New Repayment
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Rate Reduction
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Break-Even Point
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Time to recoup refinancing costs from monthly savings
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Loan end
Current Loan
New Loan
Interest rate
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Loan term
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Monthly repayment
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Total repayments
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Total interest paid
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Refinancing Cost Breakdown
Total upfront costs
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Net saving after costs
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Ready to make the switch? Frame Finance can identify the right lender, negotiate your rate, and handle the entire refinancing process — with minimal disruption and often zero out-of-pocket costs.
Book a free refinance review →
This calculator is for illustrative purposes only and does not constitute financial advice.
Calculations assume constant interest rates and do not account for rate changes, redraw, or offset balances.
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