Refinance Comparison Calculator — Frame Finance
Refinance comparison calculator
Compare your current loan against up to two new rates — and see exactly what you'd save in monthly repayments, interest, and over the life of the loan.
Your loan details
Outstanding balance
Remaining term
Repayment type
Current loan type
VariableP&I
Fixed 1yrP&I
Fixed 2yrP&I
Fixed 3yrP&I
Interest OnlyVariable
SplitFixed/Var
Enter rates to compare
Current loan
Interest rate
%
Annual fees
Offset / redraw available?
New loan option
Interest rate
%
Annual fees
Offset / redraw available?
Switching costs (optional)
Discharge fee (current lender)
Typically $200–$600
Application / establishment fee
Varies by lender — often $0
Valuation fee
Typically $200–$500
Break cost (fixed rate only)
Only applies if breaking a fixed term
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This will not affect your credit score. No application is submitted to any lender. Results are estimates for comparison purposes only.
Best rate option
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Current Option 1
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Frame AI — broker insight
Get your personalised refinance review
Our brokers will search 60+ lenders to find your best rate and handle the entire process — at no cost to you.
Your details are never shared with lenders without your consent. No credit check at this stage.
Important disclaimer This calculator is for indicative and educational purposes only and does not constitute financial advice, a credit assessment, or a loan offer. Results are estimates based on the inputs provided. Actual savings will vary depending on lender policies, fees, credit history, and individual circumstances. No information entered is submitted to any lender and will not affect your credit score. Frame Finance Pty Ltd ABN 22 685 305 257 is a credit representative (538666) of Mortgage Specialist ABN 90 110 275 146 (Australian Credit Licence 387025).