Offset Benefit Calculator
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Your Loan$
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Offset Account Balance$
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An offset account is a transaction account linked to your home loan. Every dollar in the account reduces the balance on which interest is charged — so if you have a $600,000 loan and $50,000 in offset, you only pay interest on $550,000.
Total Interest Saved Over Loan Life
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Monthly Interest Saving
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Annual Interest Saving
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Time Saved Off Loan
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Effective Interest Rate
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Monthly Repayment
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Without Offset
With Offset
Loan balance charged interest
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Monthly repayment
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Monthly interest charged
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Loan paid off in
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Total interest paid
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Want to maximise your offset strategy? The right loan structure and offset approach can save tens of thousands over the life of your loan. Speak to Frame Finance → to build a strategy tailored to your position.
This calculator is for illustrative purposes only and does not constitute financial advice.
Results assume a constant offset balance and interest rate over the loan term.
© Frame Finance Pty Ltd | framefinance.com.au
