Offset account calculator
See exactly how much your offset balance is saving you in interest — and how many years it's shaving off your loan.
Loan balance
Interest rate
%
Remaining term
Offset account balance
The amount currently sitting in your offset account
Monthly contributions to offset
How much extra you park in the offset each month
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This will not affect your credit score. No application is submitted to any lender. Results are estimates for illustrative purposes only.
Total interest saved by your offset
$0
Over the life of your loan
Loan paid off
—
with your offset
Without offset
—
original term
Loan payoff timeline
—
—
Today
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—
Monthly interest saved
—
Annual interest saved
—
Effective interest rate
—
Interest charged on
—
Years saved
—
Offset % of loan
—
What if I grew my offset?
Drag the slider to see how increasing your offset balance changes your savings.
Move the slider to explore different offset balances.
Frame AI — did you know?
Don't have an offset account?
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We'll find you a loan with a 100% offset — across 60+ lenders, at no cost to you.
