How to Upgrade Your Car at EOFY Without Getting Stitched Up by the Dealership
As a mortgage broker, I’m always looking for ways to help my clients get ahead, not just with their home loans, but across their whole financial picture.
With EOFY coming up, I’ve had a lot of clients ask:
“Is it a good time to upgrade my car?”
“Should I go straight to the dealership for finance?”The short answer? Not without checking your options first.
So I reached out to my friend Ashley from Noma Finance, a specialist in car and business vehicle finance, to get her take. She helps clients compare over 40 lenders and knows how to structure finance properly, which is exactly what I want for my clients.Here’s what she had to say 👇
EOFY is like the Boxing Day sales for car dealerships. It’s a great time to buy, but it’s also when a lot of people rush in and make expensive finance mistakes.
Here’s what I see all the time:
People getting overwhelmed with jargon and pressure at the dealershipSigning on the spot without comparing offersPaying more interest than they need to, just for the convenience
What they should be doing is:
✅ Comparing lenders, not just going with whoever’s in-house
✅ Getting pre-approved before stepping foot in a dealership
✅ Working with someone who understands their business or personal income properly (especially sole traders and casuals)That’s where brokers like Imogen and I make a big difference.
She helps you get the right home loan - and we extend that same care to your car finance, equipment loans, or anything you need to grow your lifestyle or business.What’s in it for you?
✅ Potential tax deductions before June 30
✅ Clarity on your repayments before you buy
✅ Someone in your corner who gives a sh*t
If you’ve been thinking about upgrading your car, don’t just walk into the dealership and hope for the best.
Ashley’s team are offering free, obligation-free chats to compare your options and avoid getting stitched up. I trust her, and I wouldn’t bring her to my audience if I didn’t think it would genuinely help. (And yes, she really is as helpful as she sounds.)
0413 613 684
admin@nomafinance.com.au
